Karmic Tsunami: A Banker's Nightmare (website launched 9.11.15)
This website details a personal experience I had with Bank of America that culminated in July 2015 that lead me to question everything I believed about our Banking System, our Legal System and our entire Social Power Grid.
I was shocked at what I discovered when I tried to reconcile my beliefs with our current reality.
Most individuals erroneously believe that banking is a 'service for the public' when in fact it is 'the control mechanism' for every individual, government and institution in the world .
Banking control is currently at the root of all evil of our physical world. He who controls banking controls the physical world, and that is a very disturbing reality many need to wake up to sooner rather than later.
On 9/23/2015 relevant individuals within our country and around the world were notified of this website and this situation via an email that can be found at http://bofa-bunker-buster.weebly.com/ . The Senators and Congressmen most interested in Banking Reform including Senator Sanders, Senator Warren, Congressman Sarbanes and Congressman Grayson (Florida) have been kept informed of this situation as it has played out. Others in our Government most aligned with our Bankers (like Hillary Clinton, Barack Obama and Joe Biden) were also kept moderately informed.
On 10/22/2015 http://bofa-racketeering-2015.weebly.com/ was launched to limit the focus to BofA and our National Banks (that website leaves out the HUGE picture historical info related to international Bankers, the FED, etc etc) -- A CFPB Case was opened in December 2015 related to BofA, in January 2016 BofA filed a farcical response, and from there members of the Government, the Media and BofA seemed to get more confused by the week. (magic trick!)
On 6/12/2016 http://naked-bankers-on-parade-2016.weebly.com/ was launched to expose yet more nonsensical Bank of America fraud (related to the core minutia they executed to create this website).
On 6/14/2016 http://the-heloc-reset-crisis-unmasked.weebly.com/ was launched to fill in the nitty gritty factual details that were/are missing from this website. In May 2016 my research finally lead me to 'the document' which tied the OCC (Office of Comptroller of Currency) and the Board of Governors of the FED to this cash constriction crisis. This unmasking website also details relevant revelations related to 100 hours reviewing Regulation Z of the Truth in Lending Act so that those of legal mind would understand the true "illegality" of all of this, should that ever become relevant. (I'm more of a Karmic Law kind of guy, so those details were of less interest to me, but they were very nice to figure out!).
As of this writing on 7/24/2016, Civil Court cases and Federal Complaints are being withheld because many of Our Judges, starting at the tippy top, are seemingly on the take, the corrupt Loretta Lynch can't answer a straight question no matter how simple, and James Comey has shown he is corrupt, ball-less and confused... and given this hapless crew is should be the crew who would handle a banking corruption fight, I see no reason to ask them for help, do you?
At this point, I sense we are in store for some major turbulence and maybe even some positive changes with this Election of 2016, how about you?
What type of Government and Legal System do YOU think we are going to end up with after the Election of 2016??
What a Karmic Event we are laying witness to... eh!?
What team are you going to support??
What a truly great time to be alive.
It is now 9:12pm PST, on 7/24/2016, and we are less than 24 hours from the start of the DNC Convention.
D. Trump has claimed the Republican Party nomination. His powers are solidifying... What does the next week hold for the opposing powers?
Please read this info below before taking off in one of several directions available to you!!
( Ah the best and worst part of Free Will !?!?! )
I was shocked at what I discovered when I tried to reconcile my beliefs with our current reality.
Most individuals erroneously believe that banking is a 'service for the public' when in fact it is 'the control mechanism' for every individual, government and institution in the world .
Banking control is currently at the root of all evil of our physical world. He who controls banking controls the physical world, and that is a very disturbing reality many need to wake up to sooner rather than later.
On 9/23/2015 relevant individuals within our country and around the world were notified of this website and this situation via an email that can be found at http://bofa-bunker-buster.weebly.com/ . The Senators and Congressmen most interested in Banking Reform including Senator Sanders, Senator Warren, Congressman Sarbanes and Congressman Grayson (Florida) have been kept informed of this situation as it has played out. Others in our Government most aligned with our Bankers (like Hillary Clinton, Barack Obama and Joe Biden) were also kept moderately informed.
On 10/22/2015 http://bofa-racketeering-2015.weebly.com/ was launched to limit the focus to BofA and our National Banks (that website leaves out the HUGE picture historical info related to international Bankers, the FED, etc etc) -- A CFPB Case was opened in December 2015 related to BofA, in January 2016 BofA filed a farcical response, and from there members of the Government, the Media and BofA seemed to get more confused by the week. (magic trick!)
On 6/12/2016 http://naked-bankers-on-parade-2016.weebly.com/ was launched to expose yet more nonsensical Bank of America fraud (related to the core minutia they executed to create this website).
On 6/14/2016 http://the-heloc-reset-crisis-unmasked.weebly.com/ was launched to fill in the nitty gritty factual details that were/are missing from this website. In May 2016 my research finally lead me to 'the document' which tied the OCC (Office of Comptroller of Currency) and the Board of Governors of the FED to this cash constriction crisis. This unmasking website also details relevant revelations related to 100 hours reviewing Regulation Z of the Truth in Lending Act so that those of legal mind would understand the true "illegality" of all of this, should that ever become relevant. (I'm more of a Karmic Law kind of guy, so those details were of less interest to me, but they were very nice to figure out!).
As of this writing on 7/24/2016, Civil Court cases and Federal Complaints are being withheld because many of Our Judges, starting at the tippy top, are seemingly on the take, the corrupt Loretta Lynch can't answer a straight question no matter how simple, and James Comey has shown he is corrupt, ball-less and confused... and given this hapless crew is should be the crew who would handle a banking corruption fight, I see no reason to ask them for help, do you?
At this point, I sense we are in store for some major turbulence and maybe even some positive changes with this Election of 2016, how about you?
What type of Government and Legal System do YOU think we are going to end up with after the Election of 2016??
- Will a Bernie Sanders be able to break away from the DNC related MK ultra style mind control that snagged him around July 9, 2016?
- Will Jill Stein be able to shake enough hearts to get the Green Lantern to rise up?
- Will Gary Johnson be able to get the Libertarians to reach for Victory?
- Will Donald Trump be called in by some higher powers (not that high) to clean house like a bull in a china shop with an untold number of potentially hellacious side affects?
- Will Hillary Clinton and the DNC cheat their way into the power seat, supported by the darkness known as David Rockefeller, George Soros and the entire Counsel on Foreign Relations? Will that clan get one last shot to make their dream of a New World Order come true? (see http://3catsmedia.weebly.com/de-programming.html for more on this)
What a Karmic Event we are laying witness to... eh!?
What team are you going to support??
What a truly great time to be alive.
It is now 9:12pm PST, on 7/24/2016, and we are less than 24 hours from the start of the DNC Convention.
D. Trump has claimed the Republican Party nomination. His powers are solidifying... What does the next week hold for the opposing powers?
Please read this info below before taking off in one of several directions available to you!!
( Ah the best and worst part of Free Will !?!?! )
Historical Quotes - The Power and Dangers of Banking
Below are some quotes that should help you realize the true power and danger of banking very quickly...
Thomas Jefferson - “I sincerely believe that banking establishments are more dangerous than standing armies...”
Thomas Jefferson - “If the American people ever allow private banks to control the issue of their currency, first by inflation then by deflation, the banks and the corporations will grow up around them, will deprive the people of all property until their children wake up homeless on the continent their fathers conquered"
Napoleon Bonaparte - “When a government is dependent upon bankers for money, they and not the leaders of the government control the situation, since the hand that gives is above the hand that takes… Money has no motherland; financiers are without patriotism and without decency; their sole object is gain.”
Andrew Jackson - “If the people understood the rank injustices of our money and banking system there would be a revolution before morning.”
Thomas Jefferson - “If the American people ever allow private banks to control the issue of their currency, first by inflation then by deflation, the banks and the corporations will grow up around them, will deprive the people of all property until their children wake up homeless on the continent their fathers conquered"
Napoleon Bonaparte - “When a government is dependent upon bankers for money, they and not the leaders of the government control the situation, since the hand that gives is above the hand that takes… Money has no motherland; financiers are without patriotism and without decency; their sole object is gain.”
Andrew Jackson - “If the people understood the rank injustices of our money and banking system there would be a revolution before morning.”
Abe Lincoln - “I have two great enemies, the Southern Army in front of me and the bankers in the rear. Of the two, the one at my rear is my greatest foe”
Chief Justice of US Supreme Court - Abe Lincoln's time - “My agency, in promoting the passage of the National Banking Act was the greatest financial mistake in my life. It has built up a monopoly which affects every interest in the country"
And we, as a country, have never recovered from the mistakes made during the time of Abe Lincoln. There are dozens more quotes on the "This Situation > -- US Banking Historical Quotes" . They tell this entire story both past and present.
Chief Justice of US Supreme Court - Abe Lincoln's time - “My agency, in promoting the passage of the National Banking Act was the greatest financial mistake in my life. It has built up a monopoly which affects every interest in the country"
And we, as a country, have never recovered from the mistakes made during the time of Abe Lincoln. There are dozens more quotes on the "This Situation > -- US Banking Historical Quotes" . They tell this entire story both past and present.
Current Situation - Bankers and War...
The person on the left, Ken O'Keefe, is an ex US-Marine who shares the realities of Bankers and War in a passionate manner. At 1:15 into the video below Ken leads into the realities of banking as they pertain to politicians and war.
".....We need to understand the truth here. First off, all of these players, these politicians, are nothing more than puppets. They don't serve the people. There is no real democracy. They really serve the rich and powerful who run the world and that would be the bankers who control the money supply. The bankers of course make huge amounts of money, whether they make bad investments or not, wars are great for them....."
".....We need to understand the truth here. First off, all of these players, these politicians, are nothing more than puppets. They don't serve the people. There is no real democracy. They really serve the rich and powerful who run the world and that would be the bankers who control the money supply. The bankers of course make huge amounts of money, whether they make bad investments or not, wars are great for them....."
Bank of America Execs - By Name
Bank of America Execs Directly Involved via email in this BofA Fiasco that exposes the greater problems in our Federal Banking System and willful/forced lack of government oversight in Banking:
Let's see how "sincere" our Attorney General was/is about prosecuting individuals perpetrating fraud...
- David Tinkler - Assistant General Counsel (Attorney)
- Karen Spagna - SVP, Home Equity Underwriting and Fulfillment Executive
- Jennifer Bone - SVP, Performance Executive
- Dwight Carlisle - Program Manager
- Betty Watson - VP, Team Manager
Let's see how "sincere" our Attorney General was/is about prosecuting individuals perpetrating fraud...
You should care about this... really... you should...
You should care about the implications of my experience:
- I'm one of 755,000 Bank of America HELOC customers who may be affected by derivative products and fake underwriting processes related to a contrived banking crisis that started in 2014
- There are a total of 3.3 million HELOC borrowers in the US (with all banks) who are being affected by this contrived banking crisis
- The decreased cash-flow in our societies will affect all 350 million citizens in this country as well as others around the globe . (I, alone, will have 1700/month less cash-flow per month, and I'm just one person... )
Andrew Jackson's Full quote...
Andrew Jackson was the only president to run the government without a deficit (1830's) and that was achieved by expelling the international bankers from the game... The full quote from US President Andrew Jackson (~1828) is as follows...
And while he did rout them out, unfortunately they worked their way back into the banking system in 1842 and our problems with them have grown steadily since then, culminating with the creation of the FED December 23, 1913.
- “Gentlemen, I have had men watching you for a long time and I am convinced that you have used the funds of the bank to speculate in the breadstuffs of the country. When you won, you divided the profits amongst you, and when you lost, you charged it to the bank. You tell me that if I take the deposits from the bank and annul its charter I shall ruin ten thousand families. That may be true, gentlemen, but that is your sin! Should I let you go on you will ruin fifty thousand families, and that would be my sin! You are a den of vipers and thieves. I have determined to rout you out, and by the Eternal God, I will rout you out! If the people understood the rank injustices of our money and banking system there would be a revolution before morning.”
And while he did rout them out, unfortunately they worked their way back into the banking system in 1842 and our problems with them have grown steadily since then, culminating with the creation of the FED December 23, 1913.
- We, as energetic beings, are currently slaves to credit and interest at a governmental level and our politicians have been hiding that for decades. Consequently, we as individual citizens are slaves to those who run our government and our banking system. This website will explain how it all works, this website identifies who is a the top of the banking pyramid, AND this website can act as a place to aggregate attention to challenge our banking controllers as a collective force, should there be enough individuals of like mindset ready to free themselves of the banking system.
This Website Exposes...
This website exposes the following:
- Toxic Corruption in Bank of America at all levels (from Customer Service Agents to Legal) related to derivative HELOC Agreements, arbitrary renewal denials and fake underwriting processes
- Derivative HELOC Agreements from the mid 2000's combined with deviant and arbitrary decisions today have created an artificial crisis.
- Derivative HELOC Agreements are being originated Today, in our Marketplace, contrary to government, media, and banker promises
- Industry Wide Collusion in our Banking Marketplace in plain sight related to arbitrary renewal denials and resets !?!?
- Industry Wide Collusion related to the vilification of interest only products. If unconvoluted line of credits with forever fixed interest rates were issued by the government and used to finance all real estate purchases, there would be NO mortgage industry. That realization is what Bankers fear most. Our mortgage industry is a fear based system based on artificial manipulation of the interest rates, the markets and ultimate credit control over citizens. When one fully realizes the bankers' "strategy" to get citizens and government to turn against HELOCs and interest only products is a ploy that ONLY benefits bankers in the form of increased profits and increased credit control, your financial eye shall be opened.
- The Federal Reserve Act of 1913 was second to none from an enslaving act, and those that created it knew EXACTLY what they were doing!!
The US Federal Reserve Bank is a Private Bank that operates outside of the control of our Federal government and the families/clans that own it are at the root of our Societal Controls, nationally and globally, and it seems time for change (IMO).
- Gloria Steinem -- "The truth will set you free, but first it will piss you off"
About me...
About me:
- I have been a Bank of America customer for 15 years
- I do all my small business and personal banking with BofA (10 accounts)
- I have exceptional credit ( 837 )
- I have a background in engineering, business, real estate, finance, art, and web technology
- If I get my way, hopefully this experience will be remembered as the straw that broke the camel's back with our "banking problems".
My Bank of America Experience - In Brief
I entered into a HELOC (Home Equity Line of Credit) Agreement with Bank of America in 2005. When I entered I recognized the product to be a derivative banking product, but it would only turn toxic if a deviant decision not to renew came about during my Reset (renewal) in 2015. The nature of HELOCs and derivatives is explained in laymen terms in this website. Please do NOT let that deter you from reading this.
During my Reset process (renewal process) in May 2015 an arbitrary (and deviant) decision was made not to consider a renewal of my HELOC (no steps at all were taken to consider a renewal...), resulting in a SHOVE into an illogical repayment period that will cause my $900/mo interest only payment to adjust to $2600/mo interest and "collateral" as of September 28, 2015 (a 288% increase).
In an effort to "appear supportive" after the SHOVE, I was offered the opportunity to apply for a reduction in my payment increase. Unfortunately, BofA execs had setup nonsensical program guidelines that enabled them to deny all payment reduction applications. The payment reduction program was an illusion setup for outward appearances only. Bank of America employees and execs at various levels participated in a fully choreographed, fraudulent underwriting process.
I documented 25 deviant acts during the Reset process to cover up the nature of the derivative product and the illusionary repayment reduction application process, that culminated in catching a BofA VP in a bold lie. From there I climbed my way thru 4 levels of execs to legal where I dropped an "information bomb" in an email. I obviously hit a nerve because I was offered a reduced payment increase as long as I signed a non-disclosure agreement. I declined the offer for numerous reasons, one of which was so I could out the deviant bankers at the top of all of this once and for ALL.
As of now, my 288% payment increase is going into affect as of September 28, 2015 and I'm pissed. My bet is as soon as the bankers involved in our illusionary banking industry read this, they'll wish they had never messed with my "collateral" and our banking Agreement.
During my Reset process (renewal process) in May 2015 an arbitrary (and deviant) decision was made not to consider a renewal of my HELOC (no steps at all were taken to consider a renewal...), resulting in a SHOVE into an illogical repayment period that will cause my $900/mo interest only payment to adjust to $2600/mo interest and "collateral" as of September 28, 2015 (a 288% increase).
In an effort to "appear supportive" after the SHOVE, I was offered the opportunity to apply for a reduction in my payment increase. Unfortunately, BofA execs had setup nonsensical program guidelines that enabled them to deny all payment reduction applications. The payment reduction program was an illusion setup for outward appearances only. Bank of America employees and execs at various levels participated in a fully choreographed, fraudulent underwriting process.
I documented 25 deviant acts during the Reset process to cover up the nature of the derivative product and the illusionary repayment reduction application process, that culminated in catching a BofA VP in a bold lie. From there I climbed my way thru 4 levels of execs to legal where I dropped an "information bomb" in an email. I obviously hit a nerve because I was offered a reduced payment increase as long as I signed a non-disclosure agreement. I declined the offer for numerous reasons, one of which was so I could out the deviant bankers at the top of all of this once and for ALL.
As of now, my 288% payment increase is going into affect as of September 28, 2015 and I'm pissed. My bet is as soon as the bankers involved in our illusionary banking industry read this, they'll wish they had never messed with my "collateral" and our banking Agreement.
If the curtain on banking falls, the curtain on many government issues and the media falls because the three are far more closely tied together than most realize. If that transpires, many other curtains should quickly follow. If you see an energy wave forming around my little Tsunami, please secure your seat belt and put your crash helmet on, as this ride should get bumpy (but ultimately for the better) relatively quickly.
2 paths thru this website
There is a menu across the top of this website. The menu items include:
There is a lot of information in this website. Too much information for one sitting and too much information for most people to sift thru. I am going to suggest two different paths that you might want to consider if you'd like to continue with your education on this matter.
Path 1
Proceed to the "This Situation" menu and work your way thru the menu items 1 at a time. The banking concept at the center of this experience is NOT a complex banking topic. I explain everything in layman's terms so a broad audience can realize what has transpired and what is transpiring in banking. The banking details specific to my experience fade quite quickly into the background as the industry wide collusion and our Federal Banking concerns emerge in plain sight. If you want to coninue after that, proceed thru the menu items one menu at a time and read whatever is of interest. The menu items are configured so that this would read like a book. Starting from left to right, and then top to bottom under each menu item.
Path 2
If you are 1) from Bank of America, or 2) from another banking institution or 3) related to our beloved Cabal or any other of the nefarious groups that might be negatively affected by this and you want to skip to the damning details related to my experience first, you might want to skip to consider the following path thru this website. Each of the numbered items below represents a sub-menu item.
If this website gets the attention it's worthy of, this could be an outing few will forget...
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- Home (which is this page)
- This Situation
- B-of-A Crisis
- Industry Wide Collusion
- It's Your Move...
- More
There is a lot of information in this website. Too much information for one sitting and too much information for most people to sift thru. I am going to suggest two different paths that you might want to consider if you'd like to continue with your education on this matter.
Path 1
Proceed to the "This Situation" menu and work your way thru the menu items 1 at a time. The banking concept at the center of this experience is NOT a complex banking topic. I explain everything in layman's terms so a broad audience can realize what has transpired and what is transpiring in banking. The banking details specific to my experience fade quite quickly into the background as the industry wide collusion and our Federal Banking concerns emerge in plain sight. If you want to coninue after that, proceed thru the menu items one menu at a time and read whatever is of interest. The menu items are configured so that this would read like a book. Starting from left to right, and then top to bottom under each menu item.
Path 2
If you are 1) from Bank of America, or 2) from another banking institution or 3) related to our beloved Cabal or any other of the nefarious groups that might be negatively affected by this and you want to skip to the damning details related to my experience first, you might want to skip to consider the following path thru this website. Each of the numbered items below represents a sub-menu item.
- B-of-A Crisis > 4 page synopsis
- B-of-A Crisis > B-of-A Execs - Direct Involvement by Name
David Tinkler, Karen Spagna, Jennifer Bone, Dwight Carlisle, Betty Watson - B-of-A Crisis > Email Strings > Email Strings - BofA Legal
- Industry Wide Collusion > 6 page synopsis
- Industry Wide Collusion > Supporting Documentation
- It's your move... (select whichever sub-menu items you feel are of interest... there are many)
If this website gets the attention it's worthy of, this could be an outing few will forget...
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